You don't have to be a technophobe to be tripped up by high-tech traps.
The tech world is filled with scams that can cost you money, steal your
identity or put you and your loved ones at risk. Make a resolution to avoid
these four tech traps this year:
1. Unsafe gadgets for kids & grandkids
Tablets, smartphones, e-readers and gaming consoles were on a lot of Christmas shopping lists. But, if you aren't careful those devices can accidentally load up a video, website or book that isn't age appropriate.
Before you give any gadget to a child, take it out of the packaging in advance and make sure you know how it works and set parental controls.
2. Unsecured Wi-Fi
Wi-Fi worries abound especially when you're out and about. If you're traveling, beware of the free Wi-Fi available in the hotel, restaurants or airport. You never know who is on the network with you. Avoid websites like your bank until you get on a secure, private network.
3. Going phishing
Like most of America you've embraced the idea of ordering online. But wait a minute, you have an email from USPS, FedEx, UPS, DHL or another carrier saying your shipment is delayed! Arrrggghhh! If the email includes an attachment or link, and you open either, you really will be derailed.
The email is a scam that will download a virus to your computer. A real shipping email will give you a tracking number and direct you to the shipper's website for more information. Don't be fooled by this all-to-frequent trick.
4. Extended warranties
Extended warranties are almost always a money-loser. Most high-tech gadgets either break within the free factory warranty period or after the extended warranty expires. Instead of an extended warranty, check with your credit card company. Credit cards like American Express automatically extend the factory warranty on things you buy.